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Rayan Malhotra Biography: Age, Career, Family and More

F4U Editorial Desk • Updated September 14, 2026 • 6 min read

Quick Info

Date of birth20 October

BirthplaceNew Delhi

ProfessionEntrepreneur

NationalityIndian

FamilyFather - Pavan Malhotra

Rayan Malhotra Biography

Rayan Malhotra is an Indian entrepreneur, marketing specialist and content creator who has built businesses across fintech, edtech and digital content. Heʼ

Early life and background

Rayan Malhotra was born in New Delhi and raised in a family connected to the media industry. His father is Pavan Malhotra, a veteran in media, movies, music and publishing. From a young age Rayan showed a keen interest in technology, collecting and curating articles in a personal scrapbook and writing about tech while still at school.

He attended The Springdales School in Dhaula Kuan, New Delhi, and went on to earn a bachelor’s degree from Sri Venkateswara College at the University of Delhi. Rayan later pursued short courses and professional certifications, studying FinTech: Foundations, Payments, and Regulations through Wharton Online; an introduction to consumer neuroscience and neuromarketing at Copenhagen Business School; and Fintech Law and Policy at Duke University.

Career

Rayan began his working life as a content writer and shifted into digital marketing, helping startups expand their presence on social and digital platforms. Early hands-on experience included long, demanding internships that shaped his work ethic and determination to build his own career path.

He moved into video and content leadership roles, most notably heading video content at 91mobiles. There he developed popular formats and helped grow the YouTube audience to more than a million subscribers. One of his notable creative concepts was a series of phone reviews presented in a humorous, Desi persona that resonated with a wide audience and helped raise his profile as a digital influencer.

After scaling ventures across EdTech, content and other sectors, Rayan founded KASHWARE, a fintech startup based on his patented technology. As Founder and CEO, he led development of an "all-in-one" payment card and companion app designed to consolidate multiple credit and debit cards, banks and wallets into a single, secure payment experience. The product was positioned to add convenience, security and rewards for users.

KASHWARE received recognition for its work in payments and settlement systems. In April 2020 the Reserve Bank of India acknowledged the company’s innovation in Hyderabad and the achievement was recorded in the RBI gazette. The company also accumulated several awards and industry accolades for its contributions to payments technology.

Public profile

Rayan maintains an active public presence as an influencer and educator. He shares insights on startups, technology, marketing, product growth and personal development across social channels under the handle associated with #TheRyanMalhotra. He is also a public speaker and mentor, advising entrepreneurs on fundraising, go-to-market strategy, product development and scaling.

Personal life and interests

Rayan is Indian by nationality and follows Hinduism. He is tall, listed at approximately 191 cm (6'3"), with black hair and black eyes. His date of birth falls on 20 October; his exact year of birth is not specified in the available information. He is vegetarian by diet and has named spaghetti among his favourite foods. Other personal preferences include an interest in Bollywood music, the book The Bhagavad Gita, and the fictional hero Batman. He cites Shah Rukh Khan as a favourite actor and the Phi Phi islands as a preferred holiday destination.

Latest updates

Rayan continues to lead KASHWARE while sharing knowledge about entrepreneurship, fintech and marketing through his social channels. His work remains focused on product-led growth and building secure, user-centric payments solutions.
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Recent Work

KASHWARE

Founder & CEO of a fintech startup that developed an all-in-one payment card and app integrating multiple cards, banks and wallets; awarded for innovation in payments by the Reserve Bank of India in April 2020.

2020
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Career Highlights

  1. Led video content at 91mobiles and helped grow the channel to over 1 million followers.
  2. Founded KASHWARE and developed a patented all-in-one payment card and app.
  3. Received recognition from the Reserve Bank of India for innovation in payments and settlement systems.
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Frequently Asked Questions

When was Rayan Malhotra born?

20 October

What is Rayan Malhotra known for?

Entrepreneur